Credit Repair v.s. The HomeBuying Process: If you’ve made the decision to buy a home, it’s important to know your credit score before seeking mortgage pre-approval. Good credit ratings plus credit planning are important factors to consider before bidding for a home. Credit is king in the world of mortgages and only credit-worthy consumers secure the lowest interest rates. Our HOMEBUYERS CREDIT REPAIR PROGRAM is designed to help first time homebuyers correct inaccuracies, permanently remove negative information on their credit reports and strengthen their credit scores to increase their pre-approval rating. NBCCR also  provides our clients with credit education and credit management tools to help them maintain a good credit rating for success now and in the future.